Our lives today revolve a lot on the digital side of things, from emails to social media accounts and more sensitive digital assets like cryptocurrencies and online subscriptions. When planning your estate, it is crucial to make sure that your digital assets are...
The assessments or community fees collected by homeowners associations (HOAs) can play an important role in community maintenance. Those fees help cover the cost of maintaining shared amenities such as a pool or community garden spaces. HOAs assess fees based on the...
Starting a small business is the dream of many – but a lot of people underestimate just how hard it is to finance a new enterprise on their own dime. They need loans, investors and other financial resources to establish, build and grow their entrepreneurial dreams....
Buying a home typically involves working with numerous professionals. People hire real estate agents and likely need a mortgage broker to help them obtain financing. They may need to hire surveyors, appraisers and inspectors to prove that the home meets the necessary...
Two important terms to understand during the estate planning process are “beneficiary” and “heir.” Both of these terms are related to who has the benefit of inheriting assets from an estate after the testator passes away. However, these terms are used in different...
If you are creating an estate plan, then you should be aware of your asset protection options. While your will can instruct how your assets are distributed, a will is not the only document that can do this. You can create a trust to do the same. Why would you have a...
Homeowners Association (HOA) fees are payments made by homeowners to their association for the upkeep and maintenance of common areas and amenities within a residential community. These fees typically cover landscaping, security, recreational facilities and other...
Owning a business can inspire immense satisfaction, particularly when efforts lead to financial success. However, the business world is unpredictable, and even successful companies can face periods of decline. All companies face challenges like economic downturns,...
You want to start a business in New York, but you have a lot of questions. What permits do you need? What licenses are required? If you don’t get the proper ones in advance, is your business going to be shut down? This can be a complicated situation. On one hand, New...
Homeowners' associations (HOAs) help to protect everyone in a particular community. The community board that manages the HOA establishes certain standards for residents and their properties. They make decisions about the investment of community resources and the...
